Private Credit | Short-Term Lending, Long-Term Value
Earn 10%+ returns by funding real businesses with real track records
This division of our company offers a strategic, high-yield opportunity for investors looking to achieve strong short-term returns with carefully managed risk.
By providing short-term business loans ranging from one month to two years, investors can earn a minimum return of 10%, making this an attractive alternative to traditional investment options in today’s market.
Our portfolio consists of carefully vetted, established businesses with proven track records, ensuring that your capital is not only secure but also positioned for steady growth. This structured lending model fuels business expansion, while delivering tangible financial results for investors in a short timeframe—bridging the gap between conventional investing and rapid wealth generation.
With transparent processes and regular updates, you can invest with confidence, knowing your funds are at work in high-potential ventures. In a market where every percentage point counts, this offering provides a smart, strategic way to diversify your portfolio while actively supporting business growth.
Invest with confidence
Your pathway to long term debt funding
At Net Funds, we take a disciplined, high-quality approach to investment, focusing on established businesses across New Zealand. Our strategy is built on carefully structured funding solutions, supporting companies with strong cash flow and a clear exit plan—businesses that traditional banks are often unable to finance.
We work with companies that typically have at least $1M in revenue and a proven track record. After conducting a rigorous due diligence process, we present these investment opportunities to our investors, who can co-invest alongside Net Funds. Throughout the life of the loan, we actively monitor and manage each investment to ensure strong performance and risk mitigation.
By considering factors such as location, business history, and market trends, we construct a diversified portfolio that minimises risk while maximising potential returns. Leveraging our expert insights and strategic decision-making, we aim to deliver sustainable growth and long-term value in an increasingly competitive market.
At Net Funds, effective portfolio management is at the core of everything we do. Our dedicated team actively monitors loan performance, market conditions, and borrower relationships to ensure optimal returns for our investors.
We take a proactive approach, conducting regular assessments and strategic adjustments to maintain a healthy, high-performing portfolio. By staying ahead of market trends and addressing challenges swiftly, we enhance asset value and secure long-term profitability for our clients.
With expert oversight and a commitment to delivering strong, stable returns, you can trust us to manage your investments with precision, diligence, and care.
At Net Funds, we are committed to providing exceptional support to our investors. We believe that informed investors are empowered investors, which is why we offer detailed insights into property performance, market trends, and investment strategies.
Our team is always available to answer questions, provide updates, and discuss tailored opportunities that align with your investment goals. We prioritise transparency and clear communication, ensuring you feel confident and well-informed throughout your investment journey.
Partner with us for a collaborative, strategic, and rewarding investment experience.
Who we've helped.
Trusted relationships for growth
Technology Sector Investment Success
Industry: Technology
Current Group Revenue: $3 million
Net Funds provided $500,000 in structured funding over a 6-month period to support a significant working capital requirement for a large project. The investment was secured by a General Security Agreement (GSA) and a personal guarantee, ensuring strong risk management.
The funding was successfully exited, delivering an impressive 20% return on equity for investors.
Construction Sector Investment Success
Industry: Construction
Current Group Revenue: $5 million+
A high-net-worth client required flexible funding of $300,000 to complete a property project. Net Funds structured the investment with security via a caveat and a personal guarantee, backed by a $20 million net worth.
The investment is currently generating a 15% return, providing both security and strong returns for investors
Tech & Manufacturing Investment Success
Industry: Tech & Manufacturing
Group Revenue: $7M+
A client undergoing an exit from an international private equity firm required short-term working capital to maximise their exit multiple. Net Funds provided $100,000 in funding over three months, delivering a 10% return.
The investment was secured by company shares valued at $10M and a personal guarantee worth $30M, ensuring strong risk protection while supporting a high-value exit.
